Climate Risk Portfolio Analysis
Banking risk assessment using First Street methodology and HAZUS damage functions
5-Step Analysis Pipeline
From portfolio upload through scenario modeling to actionable risk insights. Each step builds on the previous, creating a complete picture of climate risk exposure.
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Step 1
Portfolio Data
Upload CSV 1K–500K properties
1 page →
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Step 2
Climate Scenarios
NGFS + RCP pathways 8 scenarios
2 pages →
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Step 3
Risk Modeling
6 hazards, HAZUS damage First Street scoring
2 pages →
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Step 4
Financial Impact
PD/LGD, insurance net loss, gap analysis
3 pages →
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Step 5
Portfolio Action
Reserves, concentration ecosystem stress
2 pages →
Supporting Documentation
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Technical Methodology
Data integration roadmap and technical approach
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Modeling Methodology
Hazard modeling and climate scenario details
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Model Validation
SR 11-7 validation documentation
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Data Sources
Federal data sources, climate projections, data flow
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Insurance Ecosystem
Carrier exits, FAIR plans, reinsurance stress